Vias Ltd. | Consulting & Actuaries

Defined contribution pension plan

At Vias Ltd. we are able to assist employers and other organizations that have set-up or want to set-up a defined contribution pension plan or other types of capital accumulation plans, such as group RRSPs, simplified pension plans or deferred profit sharing plans. Our services cover different aspects of the management for these plans, such as :

  • Plan design (for example: the set-up, the plan's contribution formula, investment structure, etc.);
  • Governance of the plan;
  • Analysis of the material used by the insurer to communicate with the participants;
  • The preparation of illustrations of retirement replacement ratios;
  • Training participants on the main risks at retirement and the various mechanisms available to them at retirement;
  • Monitoring the performance of the funds offered to participants and the fees charged to the plan;
  • Analysis of investment decisions made by the employees, if any, to ensure they are benefiting to the maximum from their plan.